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How it works

• How Credit Hack AI works — A four-step loop on a 30-day cycle. Reports in, letters out, you mail, you wait, you repeat.
• What does the AI actually do? — AI helps you draft and prepare dispute letters. You review every letter and you mail every envelope.
• The 30-day cycle, explained — Why credit disputes run on a 30-day loop, what each cycle accomplishes, and what changes between cycle 1 and cycle 6.
• What happens after the bureaus respond — The four outcome buckets — deleted, updated, verified, no response — and what each one means.
• Why you mail the letters — You print, sign, and mail your own dispute letters. There are good reasons for that.