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Plans

• Plans and billing — What each tier covers, how billing works, and how to switch.
• Refunds and cancellation — How to cancel, what is refundable, and what happens to your data on cancel.
• Self-serve vs Agency tiers — Which tier fits you — individual plans for self-repair, agency plans for businesses managing clients.
• Why there's no free trial — Credit disputes don't fit inside a trial window. Here's the honest reason — and how the pricing reflects that.
• What counts as a cycle? — A cycle is one full round through the bureau's 30-day response window. Here's the precise definition.
• Switching plans or pausing — How upgrades, downgrades, and pauses work. What carries over and what doesn't.